How to turn off password-free payment? Hotly discussed payment security guide across the Internet
Recently, the security of password-free payment has become a hot topic on the Internet. With the popularity of mobile payments, although password-free payment is convenient, there are also potential risks. Many users are searching for ways to close password-free payments because of concerns about account security. This article will provide you with detailed operating guides and attach data on recent hot topics to help you better manage payment security.
1. A review of recent popular payment security topics (next to 10 days)
| Ranking | Hot Topics | Discussion volume (10,000) | Main Platforms |
|---|---|---|---|
| 1 | Case of password-free payment stolen | 125.6 | Weibo, TikTok |
| 2 | How to turn off password-free payments | 98.3 | Baidu, WeChat |
| 3 | Payment platform security rating | 76.2 | Zhihu, B station |
| 4 | Adjustment of the limit for small-value password-free payment | 54.7 | Financial media |
| 5 | New payment fraud methods | 42.1 | Official public security account |
2. Why should we close password-free payment?
1.Security risks:Although password-free payment is convenient, once the mobile phone is lost or the account is stolen, others can complete the payment directly without verifying the password.
2.Risk of misoperation:Some users reported that they accidentally touched the payment button without knowing it, resulting in loss of funds.
3.Children's misconsumption:When parents use their mobile phones by their children, they may cause accidental consumption such as large-scale game recharges due to the password-free payment function.
3. Mainstream payment platforms close password-free payment methods
| Payment platform | Close the path | Things to note |
|---|---|---|
| Alipay | My → Settings → Payment Settings → Password-free payment/automatic deduction | Contracted services need to be closed one by one |
| WeChat Payment | I → Service → Upper Right corner... → Deduct service | Some services need to be closed on the merchant side |
| UnionPay Cloud Flash Payment | My → Settings → Payment Settings → Small-value password-free payment | A password-free limit can be set |
| JD Payment | My → Settings → Payment Settings → Small Password-free | Support fingerprint/face ID replacement password |
| Meituan Payment | My → Settings → Payment Settings → Small-value password-free payment | Payment password must be verified first |
4. Close the alternative after password-free payment
1.Turn on fingerprint/face payment:More convenient than entering a password and more secure.
2.Set payment limit:For password-free payment services that must be retained, single transactions and daily limits can be reduced.
3.Reminder for opening transactions:Monitor account changes in real time and discover abnormal transactions as soon as possible.
4.Regularly check the contract service:It is recommended to check automatic deductions and password-free payment services once a month.
5. Payment security tips
1. Do not set the payment password to the same as the phone unlock password.
2. Avoid payment operations in public Wi-Fi environments.
3. Regularly update payment apps to ensure the use of the latest secure version.
4. If abnormal transactions are found, contact the payment platform immediately to freeze the account and call the police.
5. Special payment security insurance can be used to add an additional guarantee for account security.
6. Netizens hotly discussed: Should password-free payment be closed?
Netizens have different opinions on whether to close password-free payments. Netizens who support the closure believe that "no small matter is safe, and more verification is more at ease"; while netizens who oppose the closure said: "Censor-free payment is a reflection of technological progress, and we cannot give up the food because of choking."
Experts recommend: Users should make choices based on their own usage habits and risk tolerance. Users with high-frequency small-scale consumption can retain password-free payments but set a lower limit; it is recommended to turn off completely for users with high security requirements.
Regularly checking account security settings and improving payment security awareness are necessary regardless of choice. The convenience and security of payment methods need to be weighed by each user based on their actual situation.
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